Welcome to 100 Best Credit Reports
Navigating the confusing world of free credit reports, score, monitoring, repair and agencies can be intimidating for many consumers. It can be a challenge to build and maintain your personal credit score in today's complicated financial market, but we can help, whether you're trying to keep on top of your credit score with a yearly free credit report, struggling with understanding your credit report, or working to fix / repair your bad credit from past financial problems.
Our site represents years of research on free credit reports, free credit score, monitoring, and fix / repair topics. The final product of all this work is an expansive collection of the best credit repair, report and score services we've found online, complete with reviews, prices, features, and other details that may be helpful to our users. We're continually adding to, updating, and revising our collection, so readers can be sure to find only the best current credit-related services available online.
To help our readers make even more educated decisions about their personal credit score and other credit repair services, we're continually building our library of informative tutorials, including information on how credit reporting bureaus work, choosing the right credit report, score, monitoring, and repair services for you.
Best Credit Repair Services Many people with poor credit feel as though a plan made by someone else can help them improve their credit situation. And the truth is that there are credit repair services out there that can help you get on the right track. However, it is important to beware of some credit repair services, since they can charge high fees and may even misrepresent themselves. Remember: It is possible for you to repair your credit yourself; you do not need a credit repair service to do it for you. Best Credit Repair Services
Fair Debt Collection Practices It is true that if you owe a debt, the company or person to whom you owe the money has the right to try and recover it, plus the interest and fees that were agreed upon when you borrowed the sum. After all, it is money that you said you would pay back. However, debt collectors do not have the right to harass you, or to use unfair or deceptive practices when trying to get their money. You do have protections offered by law under the Fair Debt Collection Practices Act. Fair Debt Collection Practices
FCBA and EFTA One of the biggest concerns that many people have is centered around identify fraud. And this a very real fear. Chances are, at some point, you will be the victim of identity fraud (also known as identity theft). The good news is that even if your identity is stolen, you are not liable for those charges made fraudulently. FCBA and EFTA
TransUnion Review There are three major credit bureaus: Equifax, Experian and TransUnion. Amongst these, TransUnion has some interesting distinctions. Even though TransUnion is only a little more than 30 years old, the company is a leader in integrating Internet technology with customer service, allowing consumers easy access to their personal credit file. TransUnion Review