The Learning Center
Fair Credit Reporting Act Equal Credit Opportunity Act FCBA and EFTA What is Credit? How Credit Bureaus Work Personal Credit Report What is a Credit Score? Credit Monitoring Fix Your Credit Report Best Credit Repair Services
Fair Debt Collection Practices Debt Management Service Debt Consolidation Agency
Personal Finance
Consumer Protection Laws Credit Repair Scams Do I Have a Debt Problem? Get Out of Debt Become Debt Free Identity Theft Prevention Identity Theft Victims
Credit Reporting Agencies
TransUnion Review Experian Review Equifax Review
# - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z

Glossary Term R – 100 Best Credit Reports


Paying off one or many loans with a single large loan. Usually this is done in order to quickly pay off a lender and switch to another with better terms.


When a borrower stops making payments for something purchased, then the creditor can take it back because it has not been fully paid for.

Retail card
Any credit card that is issued by a retail establishment.

Revolving balance
The total of all revolving credit account balances.

Revolving charge account
Any credit account that does not have to be paid to zero balance, but at least a specific minimum payment with interest every month.

Top Credit Report Recommendations
Consumer Info Free Credit Report Free online credit report with 30-day trial. Read Review
Free Credit Profile Free credit report, credit score and debt analysis. Read Review
Online Credit Info Free Credit Report Free personal credit report with 30-day trial membership. Read Review
ReliaCredit 3 in 1 Credit Report Instant 3-in-1 credit report online. Read Review