Top Credit Report Recommendations
1
Consumer Info Free Credit Report Free online credit report with 30-day trial. Read Review
2
Free Credit Profile Free credit report, credit score and debt analysis. Read Review
3
Online Credit Info Free Credit Report Free personal credit report with 30-day trial membership. Read Review
4
ReliaCredit 3 in 1 Credit Report Instant 3-in-1 credit report online. Read Review

Glossary of terms
# 3 Cs
A Asset
B Balance
C Collection agency
D Debt Collector
E Electronic Fund Tran...
F Fair, Isaac Company
G Garnishment
H Home equity loan
I Identity
J Joint account
L Line of credit
M Manner of Payment (M...
N Net income
O Obsolete information
P Public record
Q Qualifying ratio
R Retail card
S Second mortgage
T Tax lien
U Unsecured Debt
V Voluntary bankruptcy
W Writ of Replevin

Welcome to 100 Best Credit Reports Navigating the confusing world of free credit reports, score, monitoring, repair and agencies can be intimidating for many consumers. It can be a challenge to build and maintain your personal credit score in today's complicated financial market, but we can help, whether you're trying to keep on top of your credit score with a yearly free credit report, struggling with understanding your credit report, or working to fix / repair your bad credit from past financial problems.

Our site represents years of research on free credit reports, free credit score, monitoring, and fix / repair topics. The final product of all this work is an expansive collection of the best credit repair, report and score services we've found online, complete with reviews, prices, features, and other details that may be helpful to our users. We're continually adding to, updating, and revising our collection, so readers can be sure to find only the best current credit-related services available online.

To help our readers make even more educated decisions about their personal credit score and other credit repair services, we're continually building our library of informative tutorials, including information on how credit reporting bureaus work, choosing the right credit report, score, monitoring, and repair services for you.

Consumer Protection Laws One of the problems with many companies and practices these days is that some of them can be a little shady. Others will try to get away with deceptive practices or trick you into doing something that may not be in your best interest. In some cases, you may be discriminated against or harassed. If you are the victim of unsavory practices, you have protection and you have recourse under the law. Consumer Protection Laws

Credit Repair Scams There are many scams out there, all of them designed to take advantage of people in desperate situations. Indeed, if you are in over your head with regard to your financial situation, you might be willing to try almost anything to solve the problem. However, it is important that you slow down and carefully evaluate your options. It is just at this time that you are most vulnerable to scams. Credit Repair Scams

Best Credit Repair Services Many people with poor credit feel as though a plan made by someone else can help them improve their credit situation. And the truth is that there are credit repair services out there that can help you get on the right track. However, it is important to beware of some credit repair services, since they can charge high fees and may even misrepresent themselves. Remember: It is possible for you to repair your credit yourself; you do not need a credit repair service to do it for you. Best Credit Repair Services

Do I Have a Debt Problem? Debt is one of those things that tends to creep up on you. Indeed, it is so slow in coming along, that many people are unaware that they have a debt problem. Your financial health may be at risk, and you may not even know it. However, if you take the time to honestly evaluate yourself and your debt and other finances, you can determine whether or not you have a debt problem. Do I Have a Debt Problem?

The Learning Center
Credit
Fair Credit Reporting Act Equal Credit Opportunity Act FCBA and EFTA What is Credit? How Credit Bureaus Work Personal Credit Report What is a Credit Score? Credit Monitoring Fix Your Credit Report Best Credit Repair Services
Debt
Fair Debt Collection Practices Debt Management Service Debt Consolidation Agency
Personal Finance
Consumer Protection Laws Credit Repair Scams Do I Have a Debt Problem? Get Out of Debt Become Debt Free Identity Theft Prevention Identity Theft Victims
Credit Reporting Agencies
TransUnion Review Experian Review Equifax Review